How to apply for a bank card in China?

Foreigners are allowed to apply for bank cards in China, but certain documents and conditions are required:

A valid passport or Foreign Permanent Resident ID Card

Taxpayer identification number (such as SSN, TIN, or VAT number) from your home country or China

A working mobile phone number registered in China

Requirements may vary by bank and location. It is recommended to consult a customer service representative at a bank branch for specific requirements.

If you don’t hold a work visa or study visa, your application is more likely to be accepted at commercial or international banks, rather than State-owned banks.

You will need to:

Complete an account opening application form

Undergo identity verification

Set or change your card PIN at an ATM after receiving your card

Download the bank’s official mobile app for convenient account management

Note: Keep your bank card safe to prevent loss or unauthorized use. In case of card loss, please report it to the relevant bank promptly.